Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan for up to 30 years. No tax returns required for this long term debt option that can close within 15-25 days. MAI Appraisal & Environmental Search required for all commercial property loans under this program.

Key Features

• Great for qualifying W-2, self-employed investors and small business owners.
• Based on property value, not personal income.
• Best alternative to hard money loans.
• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)
• Multi-Family (5+ Units)
• Mixed-Use
• Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)